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america is living longer
long term care
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Viatical and Life Settlements

Long Term Care

America is living longer…and with that comes the costs one of the greatest risks to your retirement funds……uninsured health care costs.

About 44% of people reaching age 65 are expected to enter a nursing home at least once in their lifetime. Of those who do enter a nursing home about 53% will stay for one year or more. And the costs, on average, are close to $50,000 per year. How many years would your nest egg last??? and what would be left to the next generation?

Long Term Care
CNBC World Business Review      (video length: 4 minutes 48 seconds)

See why former Secretary of State, Alexander Haig, and World Business Review looked to Allianz Life for a company to feature on its program "Best practices in Long Term Care." A recording of Allianz Life Long Term Care on CNBC World Business Review as paid programming.

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But what if you planned ahead so that you had the resources to stay in your OWN home? Right now 8 million Americans are receiving care in their own home. That’s 5 times the number currently in nursing homes.

Planning ahead for Long Term Care expenses such as care in your own home or facility care can relieve families of great financial burdens and the stress of having a family member take off work to help with care…and maybe leave an estate to the next generation.

What we do is work with people and their families to understand what health plans and medicare do not pay for and how to most effectively provide resources when you need them most.

We like to use top line companies for Long Term Care insurance solutions and coordinate with experienced estate planning attorneys for legal solutions.

allianz Genworth Financial john hancock Prudential

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